Can a real estate agency also offer home loans and refinancing in the same office?

Posted by admin on March 3rd, 2010 and filed under refinancing loans | 6 Comments »


It depends on the state. In some states it is illegal. Shop around, I am betting you are not getting the best deal by using all the same people, even if they make it seem that way. Look at the "truth in lending" paperwork, it’s required for loans.

6 Responses

  1. winnp1 Says:

    I never heard of that before but with the way things are today I bet you can.
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  2. Niecy Says:

    Yes they can… Allot of them now day’s are going to that, trying to compete with the bank. Odds are that they will sell you to another company..
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  3. reason4living Says:

    real estate agencies are the sales agents. financing and re-financing is the province of mortgage lenders, whether bank or other mortgage firm. there are real estate agencies who deal with mortgages and may or may not offer more than one plan or firm for the mortgage but you would be best served finding your own mortgage firm based on what kind of expenses you are willing to pay for the mortgage. some firms cost more than others. some deal only in second mortgages, and some only with specific types of government mortgages such as va and fha. check into the local market by checking the rates published in the financial sections of the newspaper in your area.
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  4. sunshine_today Says:

    It depends on the state. In some states it is illegal. Shop around, I am betting you are not getting the best deal by using all the same people, even if they make it seem that way. Look at the "truth in lending" paperwork, it’s required for loans.
    References :

  5. rutchy Says:

    Sure can. It is a one stop shop for everything. However, it can not be the same person. Just the same company.
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  6. Michael A Says:

    yes actually i work at a firm that has all those, If you are trying to refiance holla at me
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